|
Benefits
|
Eligibility
|
Highlights
|
|
Medical Insurance
|
First
day of month following employment |
Covers
hospital, physician, medical services and prescription drugs
Choose from two plan options: HMO and POS |
|
Medical Evacuation
|
Immediate
|
Up
to $50,000 for emergency medical transportation while overseas
on board business |
|
Nurse Line
|
First
day of month following employment |
24/7
telephone access to a registered nurse in urgent and emergency
situations |
|
Life Insurance
|
First
day of month following employment |
Coverage
of four times your earnings, up to $200,000 coverage
|
|
Dependent Life Insurance
|
First
day of month following employment |
$5,000
coverage for spouse and each child under age 21 |
|
Group Accident Insurance
|
First
day of month following employment |
$200,000
coverage for exempt staff only |
|
Travel Accident Insurance
|
First
day of month following employment |
$50,000
coverage for non-exempt staff traveling on board business
|
|
Holidays
|
Immediate
|
Nine
paid holidays |
|
Paid Time Off (PTO)
|
Immediate
|
Based
on IMB service |
|
Short-Term Disability
|
First
day of month following employment |
After
14 consecutive days of personal illness
60 percent of base salary
90 days maximum |
|
Long-Term Disability
|
First
day of month following employment |
After
90 days of personal illness
60 percent of base salary
First two years based on occupation at time of disability; after
two years, disability reviewed to determine eligibility for
job rehabilitation if unable to return to your occupation.
To age 65 maximum if unable to be rehabilitated for another
occupation |
|
Annuity
|
First
day of month following employment |
IMB
contributes 10 percent of base salary to a retirement account
Vested after three years |
|
Flexible Spending Accounts
(FSA)
|
First
day of month following employment |
Pre-tax
contribution to medical insurance premium, medical care and
dependent care expenses |
|
Chaplaincy
|
Immediate
|
Up
to four counseling sessions on family problems, personal conflict
or relational problems on the job |